Investment Opportunity For MS B Samples †MyAssignmenthelp.com

Question: Discuss about the Investment Opportunity For MS B. Answer: Introduction: The study aims in identifying the relevant investment opportunity for MS B, which could help in improving relevant returns from investment. In addition, the recommendations are based on relevant returns, which could be provided from investment. Furthermore, different equity stock, REIT and property investment options are evaluated for MS B, as adequate portfolio could be designed for her investment purpose. The performance of property market has instigated the investment requirement, which holds investment instruments related to property sector. Identifying the investment opportunities presented to MS. B: Investment amount SGD 5,000,000 Particulars Per sqft Price per sqft Amount Expected rent Residential Condominium 1,200 SGD 2,800 SGD 3,360,000 SGD 7,000 SGD 9,500 Commercial Office 1,200 SGD 2,800 SGD 3,360,000 SGD 7,000 SGD 9,500 The above table mainly helps in identifying the investment option in property and real estate, which could improve return generation capacity of the portfolio. Both investment has the same kind of investment and returns. However, the investment type of both the property is relatively different (Baum Crosby, 2014). The demand for residential and Commercial property has exponentially grown in Singapore, due to which the return could be high. Hence, accommodation of the shares in portfolio could help in improving the return generating capacity of MS B. Particulars Current share price Net Book Value PB Dividend yield (%) Avg Traded Volume CWL 12.8 9.8 1.31 1.50% 20mn JIL 1.8 2.15 0.84 3.50% 1mn F-REIT 2.9 3.2 0.91 4.50% 2.2mn P-REIT 1.5 1.3 1.15 6.75% 22mn The above table mainly depicts the overall returns and current share price of proport stocks and REIT, which could be used in identifying the most viable investment option for formulating the portfolio. The entire enlisted shares have been taken into consideration, which could improve relevant return generating capacity of MS B. The evaluation of Price to book ratio is conducted to identify the most viable investment opportunity, which could be listed in the portfolio (Newell, Pham Ooi, 2015). Recommendation provided to MS. B: Investment Per sqft Price per sqft Amount Return Residential Condominium 1200 2800 SGD 3,360,000 SGD 99,000 Commercial Office 1200 2800 SGD 3,360,000 SGD 99,000 Mortgage payment SGD (84,000) Return 1.70% SGD 114,000 Investment Current share price Number of Shares Amount Return JIL 1.8 266,665 SGD 479,997 SGD 16,800 F-REIT 2.9 400,001 SGD 1,160,003 SGD 52,200 Total Investment SGD 5,000,000 SGD 183,000 Particular Value Amount Return from investment 3.66% SGD 183,000 (-) Inflation rate 3.00% Actual return from investment 0.03% SGD 33,000.03 The above calculated portfolio depicts the overall return that could be generated from investment, which might help in identifying investment viability. In addition, the overall return after adjusting the inflation rate is mainly at 0.03%, which indicates the profitability that is generated from investment of 5 million SGD. The portfolio mainly utilises mortgage system, which helps in accommodating the asset investment and utilises the full investment value. The investment capital is mainly used for investing in shares and REIT, which could help in generating higher returns from investment. Therefore, combining the shares of JIL, F-REIT of and property investment in the portfolio, which might allow MS B to tap into the returns provided by the rising property market. In this context, Deng Wu (2014) mentioned that creation of adequate portfolio could eventually allow investors in generating higher rate of return from investment, which could increase the level of profits from investmen t. The investments in Crystal World Ltd and P- REIT could be identified by MS B, as the price to book ratio of the investment was relatively higher than 1. This indicates that share price of the company is relatively overvalued and is expected to decline in near future. In addition, both price of the investment is near 52 weeks high, where it could be assumed that investment scope in the security has dried out. This could not allow the investors in improv their wealth, which in turn could hamper relevant profits from investment. Ho Rengarajan (2017) stated that investors mainly choose stock, which are undervalued by investors, as they increase investment capital and provide high returns from investment. The overall investment in JIT and F-REIT needs to be conducted by MS B, as it provides an investment opportunity, as the price to book ratio is relevantly undervalued. This indicates that share price of the company is undervalued and could increase in near future. In addition, the dividends provided by both the investment is relatively high, which could help in generating higher income from investment. The total dividend return that is provided from the investment is relatively at the levels of SGD 69,000. Moreover, JIT and F-REIT mainly has high level of inclination to provide relevant dividends, which could increase return from investment (Nanda Rhodes-Kropf, 2013). Lastly, the investment in Residential Condominium and Commercial Office can be conducted by MS B with the help of mortgage system. The use of mortgage could eventually help in utilising both the property investment, which might help in generating higher rate of return from investment (Reddy, Higgins Wakefield, 2014). The investment in real estate is mainly estimated to provide a return of 1.70% on yearly basis after paying all the mortgage payments. Therefore, Ms B with the help of above drafted portfolio could generate adequate return and tap into the trend of real estate, which is currently flourishing in Singapore. However, the return that is provided from the investment is relatively higher than the inflation rate, which could help in raising relevant value to of the portfolio. Conclusion: The overall portfolio depicted in the above assignment could mainly allow MS B to generate relevant returns from investment in Real-Estate of Singapore. The portfolio created for MS B could eventually help in identifying financial viability of the investment, which could in turn generate higher return from investment. The portfolio is mainly estimated to provide a return of 0.03%, which amount to SGD 33,000.03. The combination of REIT, shares and property could eventually help in generating the required level of return from investment. Ignoring stocks and REIT with higher Price to earnings ratio could eventually help in improving the sophistication level of the created portfolio in generating higher returns from investment. References Baum, A. E., Crosby, N. (2014).Property investment appraisal. John Wiley Sons. Deng, Y., Wu, J. (2014). Economic returns to residential green building investment: The developers' perspective.Regional Science and Urban Economics,47, 35-44. Downs, D. H., Ooi, J. T., Wong, W. C., Ong, S. E. (2016). Related party transactions and firm value: evidence from property markets in Hong Kong, Malaysia and Singapore.The Journal of Real Estate Finance and Economics,52(4), 408-427. Ho, K. H. D., Rengarajan, S. (2017). Industrial Real Estate Market Dynamics in Singapore: A VAR Approach.International Real Estate Review,20(4), 417-450. Kim, H. M., OConnor, K. B., Han, S. S. (2015). The spatial characteristics of Global Property Investment in Seoul: A case study of the office market.Progress in Planning,97, 1-42. Nanda, R., Rhodes-Kropf, M. (2013). Investment cycles and startup innovation.Journal of Financial Economics,110(2), 403-418. Newell, G., Pham, A. K., Ooi, J. (2015). The significance and performance of Singapore REITs in a mixed-asset portfolio.Journal of Property Investment Finance,33(1), 45-65. Reddy, W., Higgins, D., Wakefield, R. (2014). An investigation of property-related decision practice of Australian fund managers.Journal of Property Investment Finance,32(3), 282-305.

My Inspirational Awakening Essays - English-language Films, Cody

My Inspirational Awakening My Inspirational Awakening How do you describe one of your best friends? Do you talk about his natural talent? Do you say how great a guy he is? Or do you say how he is just a dork? Cody Werner, is someone who I can say a lot about, and still not even come close to describing him adequately. He is a renaissance man, an individual who possesses a distinct personality that sets him apart. Simply put, he is like no one else I have ever met. Cody keeps it real in the face of opposition, even when no one else is baking him up. He is someone who is consistently dedicated to what he believes. Cody's actions have proven this many times, and I've often found myself looking at them for inspiration. At school, his uniqueness is misinterpreted. His laid back attitude is misconceived as laziness. His unique opinions are sometimes thought of as insulting and taken personal; when in fact Cody only making observations. He sees the world like no else. I met Cody three years ago when I moved to Santa Rosa. Since then I have been inspired countless times to remain true to myself. At a time where so many people are narrow-minded and hypocritical, Cody has kept it real. I went to Lake Tahoe with him recently. It was around three a.m. and we were both hungry. We had just come from the casinos to search for some, real, non-over priced food. We drove around for about 15 minutes, but no places were open. Just as we had given up hope, we drove past a Denny's, not what we had in mind. Never the less we were hungry and willing to save a few dollars on bargain food. As we sat in our booth, Cody observed a young man sitting at the bar, no more than ten feet away from us. Cody observed this gentlemen as he ate his food and talked with a woman, who I'm guessing was his girlfriend. After a few minutes of watching this man, Cody really got in to it. What the f--k? Dude, that really pisses me off? look at this guy over here. He's sittin' there eating his chicken wings, when all that chick wants to do is get out this place so they can...but no he's just sitting there sucking on his ranch dressing and chicken wings. Dude! He just spilled some on his shirt. I'm gonna get up and hit him Dan! He's a fag?look at him Dan?just look it at him?it pisses me off! I know the couple at the bar heard us because an older guy at the far end of the bar was laughing through Cody's entire proclamation. He didn't do this to impress anyone or to harass the couple at the bar, he just stated how he felt. He was over dramatic in doing so, but that's the way he is. If you knew him you'd understand. Many people are afraid to open themselves up so much, especially in public. They're too afraid of what others might think. At the dark root of this problem is the what's cool concern. Who's cool? Who's lame? We're chillin' with the cool guys. This guy's the *censored*. That guy's a *censored*. Those pants are lame and those shoes are wack. With such a narrow minded view of what's cool you could be standing next to the best person in the world and not realize it, because they are not fitting the frame of what's cool now. Jesus Christ could be standing next to you, but you wouldn't think he was cool because he didn't have the right shoes on or something. Through Cody's actions I had realized that it was all up to me to follow my own path. He had shown me that trying to be cool is definitely not. I had a revelation, based on my own views. I realized that what's cool is what has been and always will be. Doing the right thing even when it's not popular or may not be in fashion. Be into life for the long run, not just for the fast kill. Try never to injure the spirit

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Baseball Season Preparation Baseball has always been America?s natural past time. Many fans love watching baseball but do not realize how hard it is to prepare for a season. Most fans think the players just show up on the first day. I think this belief is completely false. I feel that preparing for a baseball season requires a lot of preparation. The preparation I tend use includes working on my swing, working out, and studying other people?s ideas on hitting. These steps are necessary for me to have a successful season. These steps have proven to be a valuable aid in helping me to prepare for the season. I believe these steps are the basic steps to becoming a great baseball player. Developing my swing is the first step I use in preparing for the upcoming season. There are a few different techniques I use to work on my swing. The first way is to take hitting lessons. I learn much of my knowledge about hitting from taking hitting lessons. My usual routine consists of taking lessons three times a week. This allows me to be evaluated by a professional. I took hitting lessons from the same coach for five straight years. His teachings have helped me become a much better hitter. Another way I develop my swing is by practicing daily. Even though I take hitting lessons, I still need more work. I am lucky enough to have access to a facility that has hitting cages. This allows me to work in the winter and during inclimate weather. By going to work on my swing on my own, I am able to work on the skills that my hitting instructor has taught me. This seems like it would take a long time, but it does not. I carefully plan out my time, and this allows me to use my time wise ly. I allot times to work different aspects of my swing. By doing this, I am able to cover all aspects of my swing. I also videotape my swing, and this allows me to view myself afterwards. Since I videotape my practice sessions, I can go over my sessions afterwards. I have caught and fixed many mistakes my carefully watching my swing on the recordings. Developing my swing is the first of three main steps I use in preparing for the upcoming season. Next, I work out using weights to improve my chances for success in the upcoming season. I believe that this step puts me ahead of the other athletes. A strict weight training schedule has allowed me to stay in top shape throughout the years. When I approached my parents about buying a very expensive gym membership they were skeptical. They simply did not think I would stay dedicated to my routine. After four years of a tough weight training schedule, they finally believe me. At the beginning of the off season, I set a routine that I follow throughout the year. These exercises include bench press, squats, and leg presses. I started out going five days a week, but now I realize that is not necessary. I go to the gym on Mondays, Wednesday, and Fridays. Working out also decreases my chance for injury during the actual season. During my sophomore year of high school, our top player, Bradley Prince, blew out his shoulder. This injury could have easily been prevented if he would have fo llowed a strict weight training schedule. I believe a strict weigh training schedule is a necessary step in preparing for the upcoming season. The final step I use in preparing for the upcoming season is studying other people?s ideas on hitting. Baseball is a sport that is all over the television. This works to my advantage. When the Atlanta Braves are playing on TBS, I get to study the top players in major league baseball. While most fans are only watching for enjoyment, I am watching to learn. I record many games out of the year, and later break each players individual swing down. I also read many books on the different styles for hitting. For example, I read about five books by the hitting coach of the Oakland A?s. By reading

Georg Philipp Telemann essays

Georg Philipp Telemann essays Georg Phillipp Telemann was born in Magdeburg, Germany in 1681, and was one of Germanys greatest musicians. He was a very busy man throughout his years, especially when writing music. In his lifetime, he worked on a vast amount of works, which includes 1043 church cantatas, 600 orchestral suites, 40 operas, among other countless works. He also composed songs for Latin school dramas, and was even in some of his own written operas as an opera singer. During Telemanns youth, he was so very much musical inclined. He would study works from such composers as Jean Baptiste Lully and Andre Campra. He was so prolific in music that by the age of 10, he self taught himself how to play the violin, the flute, the zither, and keyboard instruments. Even at a very young age, Telemann was said to have composed church motets, and by the age of 12, he began composing, the first steps to almost completion, of a composition and performance of the opera Sigismundus. Telemanns mother disapproved of his music interest, and in 1694, sent him off to Zellerfield (a boarding school) under the care of superintendent Casper Calvoer. He taught Telemann areas in Geometry and the Latin language. Calvoer, without parental consent, had also secretly instructed Telemann in music theory. In 1701, Telemann began attending Leipzig University, with intentions of studying law, but shortly thereafter, a career in music became inevitable. He was so capable of being a musician, especially with his talented background, that a year later he was appointed as music director of the Leipzig Opera. Within that same year, he had organized a student Collegium Musicum. There he would use his students in his productions, and would also give public concerts. It would later be succeeded by the infamous Johanne Sebastian Bach. Telemann, between 1704 through 1717, would travel to four different cities and would be ...

The Connection and Effect of the Media on the Economy Research Paper

The Connection and Effect of the Media on the Economy - Research Paper Example According to Biagi (2006), this theory posits that media could inject ideas into someone the ways liquids are injected through a needle and that these ideas were in direct causal relation to behavior. (256) This is demonstrated best in the shift of supply. Media is crucial in the changing tastes and fashions of the public and that this factor is fundamental in creating demands for certain products and services. For instance, the supermarket Sainsbury's was inundated with requests for specific ingredients for particular recipes being shown in the cooking shows by Delia Smith and Jamie Oliver, to the extent where stores ran out of food items that were previously only moderate sellers. (Dransfield 2004, 288) Media changes knowledge, attitude, the behavior and sentiment of consumers and these make it a powerful force in the movement of the market and the aggregate supply and the demand for products and services as revealed by the Sainsbury’s case. The argument in regard to the media’s impact on variables such as aggregate demand is demonstrated in the potency and efficacy of media advertising. Advertising and promotions placed on all media platforms have the power to reinforce the use of products and the choice of particular brands. A study cited by Martin, for example, found that advertising reinforces the demand for alcoholic beverages, specifically highlighting that the reinforcing effects account for 1 to 3 percent of the variability in drinking. (p. 220) Again, in the context of shaping perception and changing behaviors, the media can be directly responsible in regard to how inflation is viewed by the public. In a study conducted by the Glasgow Media Group, for example, it found that the news stories in the British media – those about union and management portrayals - is partly responsible for the errors in public perception on inflation.

Feminism and Pop Culture Research Paper Example | Topics and Well Written Essays - 2250 words

Feminism and Pop Culture - Research Paper Example The title of the song speaks well of women’s independence. Females do not always need to depend on men to accomplish their daily tasks. Unlike the old days, womenfolk can be trusted to handle financial issues at home. It is not only the men who can analyze where funds go and how to make worthwhile investments. They have become more open-minded about what they are capable of, as well as braver in trying out the possibilities of their chosen pursuits. By the 20th century, women in many countries had gained the right to vote and advanced their status in politics and education. In the 1980s, there were already women doctors, lawyers, and engineers, though few in number as compared to men. In fact, according to Discovery, â€Å"over half of college graduates are women in 1986†. Many of them also pursued higher education in law, business, and medicine. In fact, the first lines are already poignant regarding how times have changed in treating the so called â€Å"fairer sex†. For instance, in the line, â€Å" so we’re comin’ out of the kitchen†, it means that those days where wives are just locked up at home doing household chores are already history. Indeed, a number of women nowadays are breadwinners along with their husbands. For some, their husbands are the ones in charge of household chores. In a report on comparing women and men’s salaries from 1980 to 1986, it was found out that although men, in general, had higher salaries, women were able to enjoy more frequent promotions and higher percentages of pay increase. (Gerhart and Milkovich 2). It further explained that one of the main causes for their income progress was high performance ratings. However, the reason why many of them could receive promotion was because most were employed in lower levels, thus, making the chances for elevation bi gger. On the other hand, this is related to a recent article which was just published last November 13, 2011, in Mail Online. It says, â€Å"one woman in five now earns more than her husband or boyfriend† (Barrow). The study suggests that the percentage of females having higher salaries as compared to their partners will continue to increase. Though this statistics is based on United Kingdom population, this reflects the worldwide shift that

Compulsory education Essay Example for Free

Compulsory education Essay Everyone has their own opinions on beliefs about school. Many say school is the only way for children to go, and many are against it. John Holt wrote an inspiring story called School Is Bad for Children that has an outlook on all aspects of school and why its not for children. He elaborates on all points to argue the fact that children shouldnt have to make life harder by going to school. Holt indicates certain points, but ones that stick out are the compulsory attendance policy and how it affects the child. Also, why we shouldnt have grades and exams and lastly, teachers and their poor pedagogy. The compulsory school attendance protected the childrens right to school under the parents permission; unless the parents decide to exploit their labor. Holt states that the compulsory attendance policy commands children to go to school. If children are forced to go to school than there is a better chance they wont like going. But, if the child had the option to go to school whenever they want, there us a better chance of them going; this being because school is where children meet new friends and communicate with others. And children need communication to get through life, like any other average person. Pedagogy is the art of the education and how a teacher conducts their class. Holt believes that poor pedagogy is another reason why school is bad for children. The art and styling of a teacher determines what the child will get and take out of the class. Many students are visual learners and some are auditory. Also, students are categorized between passive learners and active learners. Passive learners do what they need to, to pass the class and dont take in any of the information that is being distributed to them. But, active learners enjoy their time in class and engage in the lesson of the day. Teachers need to take it upon themselves to make the class interesting and vibrant for all students. They always said two heads are better than one. Holt feels as if children work better in groups and collaborative work. It makes everything in their school experience and life a little easier. Letting them work together and help each other out, they can help each other fix their mistakes. He explains how children are often the best teachers of other children. Letting children judge their own work gives them a sense of how much they can handle. According to Holt, if a child is corrected too many times, he will shut down and not speak at all. Correcting a student over and over again begins to make them feel like being wrong, uncertain and confused is a crime. He feels that a child should learn on his or her own but with the help of other children his age. If the child is stuck and just can’t get the answer right and needs help then that is when we lend a helping hand. Helping a child too much can also lead to them depending on someone to give them the answer. They won’t know the right answer and they’ll wait for the teacher or the expert to give them right answer. Holt has given up ideas on why the right way isn’t always the right thing to do. He wants to correct the school curriculum. He shows that education back in the day is different than education now. Although students need education, we’re going about it all wrong. Children need to learn physically and mentally and not always with the help of an expert. Children need to work together to become more advance and progress.