Narrative Writing Assessment Essay Example for Free

Narrative Writing Assessment Essay Warm up the prompt by reading something short, such as a picture book, that matches the prompt. †¢ The prompt is to be â€Å"loose†, that is the student can write on any subject that comes to mind, tweaking the prompt to fit him/her. †¢ The mode of the piece is narrative. This simply means a personal experience. †¢ The maximum time to write is 30 minutes. When the student is finished, proceed with other assessments or share the pieces you wrote to one another. †¢ The teacher writes as well. This encourages and motivates the student, showing him/her you value the writing †¢ This piece is to be an â€Å"on-demand† piece. This means that the writer is not to recopy. It is expected to be a rough draft. †¢ Provide composition paper with lines, or use the spiral and tear the paper out. You can cut off the messy ripped paper along the side if you want later. †¢ The primary â€Å"topics† to use are subjects many authors write about: a favorite person, place or thing. Writers usually tell about their favorite using the narrative mode because the narrative, a true story that follows a story line, is more interesting. Narrative Writing Assessment Protocols Picture Books Matching the Topics: Place All the Places to Love (MacLachlan) If You’re Not from the Prairie (Bouchard) The Canoe (Gary Paulsen) Person My Rotten Redheaded Brother (Palocco) Thank You Mr. Falker (Palocco) My Great Aunt Arizona (Houston) Thing (can be an object or a pet) My Grandpa Was a Cowboy (the ring—Silky Sullivan) The Worry Stone (Dengler). Everybody Needs a Rock (Baylor) What to say: â€Å"Today we are going to write a narrative about somethinganything—that matters to you or comes to your mind about a favorite person, place or thing. Tell your piece like a story, that is, something happens. When we were younger, all of us have had something or someone or someplace that comes to mind that stands out. Which would you like to write about? (Show the student the three books, one on a favorite person, one a place, etc. The student selects. ) Pick a favorite to write about: person, place or thing. I’ll read you the picture book you pick to help stimulate some ideas. † Scoring Protocols: †¢ Use the â€Å"3† anchor papers for each grade from third through twelfth to find a match between the anchor and your student’s writing. This is holistic scoring. Record the grade and date. †¢ Count by estimating the number of words the student wrote. Record. †¢ Record how many minutes he/she wrote. †¢ Find two or three things that are strengths to use as specific reinforcements to share with the student the next day. What you notice and show to the student will be repeated in future writing.

History of Computers :: Computers Technology Essays

History of Computers In current society, computers are a staple in our everyday lives. We rely on them for schoolwork, entertainment purposes, and our jobs, as well as other everyday tasks such as checking the weather. The computer industry, as a whole, has grown rapidly over the last few decades, and has permanently woven itself into the lives of people around the world. Each day, progress is made in the technological world which cause great advancements in our communities. The world has witnessed fascinating changes from the first â€Å"general-purpose electronic computer† (Maxfield) up until our current desktop PCs through their cost, size, and efficiency. John William Mauchly and J.Presper Eckert Jr. created the very first â€Å"general-purpose electronic computer† (Maxfield). The machine was known as the ENIAC (electronic numerical integrator and computer), and was built from 1943 to 1946 at the University of Pennsylvania. This computer was colossal in size, weighing in at 30 tons, standing 10 feet tall, and using up about 1,000 square feet of the floor it rested upon. It was primarily made up of vacuum tubes (about 18,000) which used up a great deal of power. The machine used approximately â€Å"150 kilowatts of power, which was enough to light a small town.† (Maxfield). A significant amount of time was spent fixing or replacing the unreliable vacuum tubes, which burnt out daily. There were about 50 tubes per day which needed to be replaced. In later years, it was imperative for Mauchly and Eckert to replace these tubes with a more reliable source of power. A more efficient computer was proposed by the duo in late 1944, referred to as EDVAC (electronic discrete variable automatic computer). This new machine had 4,000 vacuum tubes (as compared to its predecessor that had 18,000) and 10,000 crystal diodes which allowed the computer to be without errors for up to 8 hours at a time. EDVAC was considered â€Å"the first storage program computer† (Parker) and had 32 words of memory. This machine was fully set up and operating at Manchester University by mid 1948. Soon after the personal computer became a key focus for many computer companies. In 1957, IBM created the first personal computer, but unfortunately, this machine was not practical for the consumer market, with an outlandish price or $55,000. Farther down the road, in 1973, Scelbi Computer Consulting Company released the Scelbi-8H microcomputer which was $565 and came with one kilobyte of RAM.

Dr. Pepper/7 up Inc. Squirt brand Case Essay

Introduction and Marketing Issues- Dr Pepper/7Up Inc., is one of the largest soft drinks company in the world. This company has its production in 200 countries. Most popular soft drinks are: Dr Pepper, 7 UP, RC cola, A&W Root Beer, Canada dry, Hawaiian Punch, and Squirt. Squirt, is a drink that was invented in the course of an experiment by Herb Bishop in 1938. It was a new carbonated soft drink that required less fruit and less sugar to produce hence it was quite famous during WWII. Later, in 1977, Squirt was bought by a bottler Holland Michigan. The company updated Squirt’s logo and positioned the brand as a mainstream soft drink. Squirt joined A&W Brands in 1986, which was later purchased by Cadbury Schweppes PLC in 1993. Responsibility for manufacturing, marketing, and distribution of Squirt was assigned to Dr Pepper/Seven Up, Inc, which had been acquired by Cadbury Schweppes PLC in 1995. It still remains under the Dr Pepper/Seven Up, Inc. branch. Nowadays, Squirt is bottled and sold by some 250 Bottlers in the US. Since 1990 Squirt’s unit sale volume has been stable until recently. There is a huge volume of carbonated soft drink consumption in the US. American consumes 849 eight- ounce annually. CSD are popular among individuals aged 20 – 49. Consumption of diet drinks is popular at the age group of 25 and over. Today, Squirt’s product line consists of regular, diet, Ruby Red, and Diet Ruby Red. Diet Squirt and Diet Ruby Red account for 20% of Squirt’s total sales. The study of Squirts sales volume has shown a slow decline in recent years, although squirt remains one of the best selling brands among citrus flavored drinks, still the competition due to better marketing budgets and techniques from the two main competitors Coca cola and Pepsi and changing market trends can bring the market share down for Squirt. The flat sales of Squirt need to be boosted before competing brands begin to erode the market share enjoyed by Squirt, therefore to safeguard against this Kate Cox, brand manager at Dr. Pepper/ seven up inc began to develop plan for market targeting and product positioning as prescribed by Foote, Cone and Belding that is brand’s advertisement agency. In the mid- summer 2001, Squirt Brand management team, had to begin drafting annual advertising and promotion plan for Squirt in the US to chart a right marketing plan the team had to come up with answers for the following questions: Q1: What should be Squirt’s target market? Or what target market to choose? (FCB recommendations) Q2: How should Squirt be positioned according to the target market? Q3. Is it beneficial to follow recommendation of Foote, Cone and Belding of targeting and positioning Squirt or should old methods be followed or there should be some new innovative methods to increase sales and promotion of Squirt? Situational analysis- Squirt has been advertised in all the mediums of media like newspapers, television, and radio. Although squirt remains one of the best selling brands among citrus flavored drinks, still the study of Squirts sales volume has shown a slow decline in recent years. The competition due to better marketing budgets and techniques from the two main competitors Coca cola and Pepsi and changing market trends can bring the market share down for Squirt. Squirts advertising agency Foote, Cone and Belding suggested market targeting and brand positioning as two ways for Squirt to come out of this problem. Following their suggestion and considering that the answers to the questions mentioned above will serve as main decision making tools we analyzed the market situation for Squirt. Competitive market- Carbonated drink industry is highly competitive industry As mentioned previously this industry of carbonated drinks is dominated by three companies, Coca cola, Pepsi and Dr. Pepper/ 7 up inc These three companies also represent the top ten selling brands in the United States market. Squirt brand of Dr. Pepper is the best selling carbonated grapefruit soft drink brand in the United States. It is a caffeine-free, low-sodium carbonated soft drink brand with a distinctive blend of grapefruit juices that gives it a tangy, fresh citrus taste. Hence it has a different market then other caffeinated drinks but it has competitors in form of Fresca, citrus, mellow- yellow and surge from Coca – cola and mountain dew from Pepsi. Consumer research conducted by Dr. Pepper/ 7 up inc. in taste testing of Squirt and Citrus of coca-cola group indicated that Squirt scored higher on the thirst quenching attribute. Compared to Dr. Pepper/7up inc. Coca- Cola and Pepsi show more aggressive for of adv ertising and promotion of products Consumer. Buyer Behavior and customer segmentation- Data suggests that in U.S the consumers drink more carbonated drink then tap water. In 2000 alone, consumers on average drank 53 gallons of soft drinks per person a year. This statistics shows that there is a huge market for carbonated drinks in U.S. It was observed that age and ethnic/racial angle played an important role in growing consumption of soft drinks. Hence changing demographics have been critical factors in the growing popularity of these flavored soft drinks. Age- Previous target market for squirt has been between 18 to 44 yrs old. According to the research by Foote, Cone and Belding, Squirt was more of a thirst quenching product then refreshing. They suggested that youngsters would identify with this â€Å"thirst quenching attribute of Squirt, and the research also suggests that this group is supposed to be the large consumer of soft drinks. Therefore, they recommended targeting youngsters between 18 -24 year old. Ethnic/ racial- In U.S 25% Americans are under 18 years of age and one quarter of U.S population is Hispanic and African- American. By a census in 2000, it was predicted that soon 17% out of youth under the age of 18 will be Hispanic; also they will amount to 45% of all minorities in U.S thus surpassing African Americans to become the largest ethnic group in U.S. It was also observed that per capita consumption of flavored soft drinks is higher in Hispanics and African- American than the other racial groups. This information prompts a wise decision to target these ethnic- racial groups to increase the market share of the squirt flavored carbonated drink. If the census of 2000 is accurate then it is a fact that to target this huge population of Hispanics and African- Americans as future market for Squirt will be very beneficial. Squirt has already been exposed to many Hispanics, primarily those of Mexican decent because of the popularity of the beverage in Mexico. It is one of the largest selling brands of soda in Mexico, and Squirt has large brand recognition there. Competitive market- Carbonated drink industry is highly competitive industry As mentioned previously this industry of carbonated drinks is dominated by three companies, Coca cola, Pepsi and Dr. Pepper/ 7 up inc These three companies also represent the top ten selling brands in the United States market. Squirt brand of Dr. Pepper is the best selling carbonated grapefruit soft drink brand in the United States. It is a caffeine-free, low-sodium carbonated soft drink brand with a distinctive blend of grapefruit juices that gives it a tangy, fresh citrus taste. Hence it has a different market then other caffeinated drinks but it has competitors in form of Fresca, citrus, mellow- yellow and surge from Coca – cola and mountain dew from Pepsi. SWOT analyses – SWOT analyses of the Squirts market potential, is as follows: Strengths- Squirt is the best selling carbonated grapefruit soft drink brand in the United States. It is already has brand name recognition in the Mexican market, hence while targeting the Hispanic population Squirt will have a competitive edge over his competitors who are also targeting the same market fiercely. Weaknesses- Squirt brand has budget restrictions for advertising and promotion, which is not the case with its competitors like Coca- cola and Pepsi. Opportunities- Squirt has a huge opportunity to successfully expand its brand by targeting young because their grape flavor attracts more youngsters because of its unique thirst quenching attribute and. penetrating Hispanic groups and African – American market to target them as guaranteed consumers for future, as it is predicted that Hispanics are going to be the most populous ethnic group with more number of youths as compared to other minority groups in U.S. Threats- There are no threats specifically, but depending too much on particular ethnic group and particular age, in short narrow targeting criteria can prove to be disaster if it backfires due to certain reasons, anchoring the target consumers because they are the main source and they dictate the location to get the soft drink, also dominate taste preferences because soft drinks is an elastic product. Considering the above mentioned information, it is clear that the recommendations of Foote, Cone and Belding for targeting and positioning of Squirt are rational and by targeting Hispanic and African – American, young population of 18 to 24 yrs of age will be beneficial for Squirt in a long run. Problems and Opportunities: Young Hispanics are considered to be the target market for positioning of Squirt for brand promotion. Also, considering the fact that Squirt is already popular among the Mexicans, can be used as a positive sign for this venture. Facts mentioned above in the situational analysis like that Hispanics are fast growing ethnic group in U.S, it is predicted that maximum number of youth is going to belong to the Hispanic community, Hispanics, does not like hard sell messages and likes messages that are real and relevant to them, they like shop closer to home in mom and pop stores, also the majority would prefer ads in Spanish (50%) while 30% prefer English and the rest have no preference. Positioning and specific targeting is the main issue for the Squirt brand. The advertisements are not appealing to the suggested new modified target audience which should include Hispanics (specifically in the states of California and Texas). The advertisements should focus more on real life moments while showing Squirt being consumed by individuals. This will allow the target audience to connect with the Squirt brand. Also, Squirt should show advertisements in Spanish as well as English. Also, budget for advertising should be expanded. Strategy: Using the above information and the research provided by FCB’s presentation, it is clear that Squirt should focus on the age demographic of 18-24 year olds. An effective marketing campaign targeted towards 18-24 year olds has a two potential results: 1) a short term solution of increasing sales of squirt to 18-24 year olds and 2) a long-term solution of positioning squirt as a staple beverage for 18-24 year olds such that as consumers of squirt move out of the targeting age demographic they will continue to be loyal consumers of Squirt, thus increasing squirt sales in the 25+ market within a few years. Kate Cox has a few options in how she markets Squirt to the target audience of 18-24 year olds: †¢ A â€Å"multicultural marketing mind-set† approach †¢ 18-24 year-olds (regardless of race) †¢ A hybrid approach 1) A multicultural marketing approach would appeal to the increasing amount of Hispanics and African Americans in the 18-24 age range. It would also provide for the popularity of Squirt in Mexico to filter in to the U.S.’s Mexican population. The concern with such a strategy, however, is that Caucasian’s are still the largest consumer of Squirt. The risk with a multicultural marketing mind-set is that such a marketing campaign has the potential to isolate Caucasian consumers. The benefit of such a campaign is to increase the consumer base to those who are not Caucasian, trusting that Caucasian’s will continue to consume Squirt, a wider appeal of the beverage to consumers would increase sales. 2) An 18-24 year old marketing campaign would target all consumers in the 18-24 demographic. By identifying Squirt as a popular beverage amongst consumers in this age range, regardless of race, Squirt has the potential to both increase sales within the age demographic as well as within the Hispanic and African-American demographic. Such a campaign would have to be carefully thought out and the recommendation is for Cox to identify a celebrity or fad that is popular amongst 18-24 year olds, regardless of race. Such a campaign could be aligned with an event. For example, a Squirt campaign that is aligned with the Olympics with Olympic athletes as spokespersons could appeal to 18-24 year olds regardless of race. Another strategy that could work is partnering with a popular television program or event. For example, Coca-Cola’s sales increased with it being the official beverage of American Idol judges. Such alignment with a popular TV program is sure to increase sales amongst all races within the targeting age-demographic. 3) A hybrid approach would, perhaps, be the most expensive, however, if nervous about leaving out the Hispanic and African-American populations through an overall marketing campaign targeting towards all 18-24 year olds, Squirt could do a â€Å"spin-off† campaign with commercials and packaging in Spanish. Such a campaign would reach all 18-24 year olds as well as all Hispanics, regardless of age. The initial costs are the initial down-fall, however a successful campaign could re-define Squirt in two needed demographics, all Hispanics and all 18-24 year olds. Recommendation: A Hybrid campaign is the best option for Squirt. As 73% of Squirt consumers are Caucasian, redefining Squirt as a drink popular amongst 18-24 year olds with celebrity or event backing popular amongst the targeting demographic is the best option to create a brand for Squirt that will create consumer loyalty amongst 18-24 year olds, securing a place in the 25+ market within a few years. A smaller, geographic specific side campaign targeting towards Hispanics with Spanish ads and packaging will help Squirt capitalize on its popularity in Mexico and will see an increase in sales in border states, such as California and Texas.

Essay on Project Management Trends The DMM Model - 834 Words

RESEARCH PROJECT MANAGEMENT TRENDS: THE DMM MODEL by Olivia Romero Sà ¡nchez Jones International University February 8, 2012 Survey of Project Management Trends As an IT and Business Process Consultant, my clients hire me to help them implement different types of projects according to their needs. Some of these projects may be developing and implementing new systems, which are long-term projects, costly and critical for the organization. As a project manager, I am responsible for delivery of the assigned project on schedule; we accomplish this using different project management and software development methodologies. Searching about new project management trends to improve my work, I looked at an†¦show more content†¦Note. From Flynn, D, Pan, G, Keil, M and Mà ¤hring M. (2009). De-escalating IT Projects: The DMM Model. Communications of the ACM, vol. 52, no 10. doi: 10.1145/1562764.1562797. In my line of work as a consultant, is a requirement to be an expert in project management, but sometimes the client is the one who doesn’t have the discipline to change a project plan. They may not know how to follow a specific methodology or use project management tools. In that case, we have to teach them the project management techniques or specification at the same time we are executing the new project. I found the DMM Model useful because we can use these 5 levels of maturity to explain the client where they stand and all the things they have to do to start an IT project. For example, they may need to implement a Project Management Office, a Quality Assurance Team or a Change Management Team that helps organizations minimize project risk and failures. The authors considered that not all the organizations are ready to attaining high levels on the DMM Model (Flynn, Pan, Keil and Mà ¤hring, 2009); they explained that this depends on the nature of the organization, the frequency and critically of complex IT projects, and the skill base of its managers. I personally agree with them, for example if a client hires me to develop and implement a small system like a Help Desk for the service customer process andShow MoreRelatedMarketing Management 14th Edition Test Bank Kotler Test Bank173911 Words   |  696 PagesMarketing Management, 14e (Kotler/Keller) Chapter 1 Defining Marketing for the 21st Century 1) Which of the following statements about marketing is true? A) It is of little importance when products are standardized. B) It can help create jobs in the economy by increasing demand for goods and services. C) It helps to build a loyal customer base but has no impact on a firms intangible assets. D) It is more important for bigger organizations than smaller ones. E) It is seldom used by nonprofit

A Group Of Palestinian Jewish People During The Era...

In this chapter (7) the main focus is a group of Palestinian Jewish people in the era between 323-63 B.C.E. The problem at the forefront of these people’s minds was the influence and thereupon the challenge of Hellenism (pp. 95). In other words, the Greek and Hellenistic leaders were forcing the Jewish people to perform an array of acts against that of which they believed. However, these individuals collaborated an abundance of biblical canonized and non-canonized documents that were later found and referred to as the â€Å"Dead Sea Scrolls† (pp. 98-99). However, this finding helps academics learn more about how this group used the Psalms. I am intrigued that through all of the persecution this community endured, they still involved themselves in the Thanksgiving Psalms. The biblical Psalms had deep influence on some fresh hymns composed within the community: the so-called Thanksgiving Hymns† (pp. 106). This indeed portrays the deep spirituality and Godly discipli ne these people had through times of disorientation. These people also had a sense of hope and faith that God would reign rooted deep in the midst of their community. Through the finding of the Dead Sea Scrolls researchers found several different writings that were adapted from Psalms attracting â€Å"the attention of God† (pp. 105). Many of these writings are adapted from Psalms 24 or 68, for example. The thought at the forefront of their minds was that God was victorious (pp. 106). This is vital to apply in an everShow MoreRelatedIntertestamental Period2955 Words   |  12 PagesSEMINARY BY: LYNCHBURG, VIRGINIA SUNDAY, OCTOBER 9, 2011 TABLE OF CONTENTS INTRODUCTION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦1 THE INTERTESTAMENTAL PERIOD†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.1 HEROD THE GREAT’S PALESTINIAN RULE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...7 CONCLUSION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..9 INTRODUCTION The Intertestamental period is the time between the last book in the Old Testament and the first book in the New Testament. This period is said to be around two centuries or about 400 years long. This particular timeframe dubbed the

A Study Of Life Span Development - 1466 Words

Have you ever asked yourself, who am I? What makes me the individual that I am today? Well, you are not alone. Many individuals have been trying to figure out why they have certain characteristics or why they did not have those leadership or charismatic traits that they wish they could have. All these questions can be explored through the study of life-span development. Within this science, we can explore the factors that influence who you are with identity development, gender, stereotypes, ethnicity and culture. Identity is what makes the individual. The uniqueness, such as specific traits ranging from religious to intelligence. Despite having the same parents, even siblings have different identity. One sibling might posses more intellectual, and athletic traits than the other, while the other one is complete opposite. But having this unique set of traits is what makes us as an individuals. It’s what distinguishes between you and the world. 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Investment Opportunity For MS B Samples †MyAssignmenthelp.com

Question: Discuss about the Investment Opportunity For MS B. Answer: Introduction: The study aims in identifying the relevant investment opportunity for MS B, which could help in improving relevant returns from investment. In addition, the recommendations are based on relevant returns, which could be provided from investment. Furthermore, different equity stock, REIT and property investment options are evaluated for MS B, as adequate portfolio could be designed for her investment purpose. The performance of property market has instigated the investment requirement, which holds investment instruments related to property sector. Identifying the investment opportunities presented to MS. B: Investment amount SGD 5,000,000 Particulars Per sqft Price per sqft Amount Expected rent Residential Condominium 1,200 SGD 2,800 SGD 3,360,000 SGD 7,000 SGD 9,500 Commercial Office 1,200 SGD 2,800 SGD 3,360,000 SGD 7,000 SGD 9,500 The above table mainly helps in identifying the investment option in property and real estate, which could improve return generation capacity of the portfolio. Both investment has the same kind of investment and returns. However, the investment type of both the property is relatively different (Baum Crosby, 2014). The demand for residential and Commercial property has exponentially grown in Singapore, due to which the return could be high. Hence, accommodation of the shares in portfolio could help in improving the return generating capacity of MS B. Particulars Current share price Net Book Value PB Dividend yield (%) Avg Traded Volume CWL 12.8 9.8 1.31 1.50% 20mn JIL 1.8 2.15 0.84 3.50% 1mn F-REIT 2.9 3.2 0.91 4.50% 2.2mn P-REIT 1.5 1.3 1.15 6.75% 22mn The above table mainly depicts the overall returns and current share price of proport stocks and REIT, which could be used in identifying the most viable investment option for formulating the portfolio. The entire enlisted shares have been taken into consideration, which could improve relevant return generating capacity of MS B. The evaluation of Price to book ratio is conducted to identify the most viable investment opportunity, which could be listed in the portfolio (Newell, Pham Ooi, 2015). Recommendation provided to MS. B: Investment Per sqft Price per sqft Amount Return Residential Condominium 1200 2800 SGD 3,360,000 SGD 99,000 Commercial Office 1200 2800 SGD 3,360,000 SGD 99,000 Mortgage payment SGD (84,000) Return 1.70% SGD 114,000 Investment Current share price Number of Shares Amount Return JIL 1.8 266,665 SGD 479,997 SGD 16,800 F-REIT 2.9 400,001 SGD 1,160,003 SGD 52,200 Total Investment SGD 5,000,000 SGD 183,000 Particular Value Amount Return from investment 3.66% SGD 183,000 (-) Inflation rate 3.00% Actual return from investment 0.03% SGD 33,000.03 The above calculated portfolio depicts the overall return that could be generated from investment, which might help in identifying investment viability. In addition, the overall return after adjusting the inflation rate is mainly at 0.03%, which indicates the profitability that is generated from investment of 5 million SGD. The portfolio mainly utilises mortgage system, which helps in accommodating the asset investment and utilises the full investment value. The investment capital is mainly used for investing in shares and REIT, which could help in generating higher returns from investment. Therefore, combining the shares of JIL, F-REIT of and property investment in the portfolio, which might allow MS B to tap into the returns provided by the rising property market. In this context, Deng Wu (2014) mentioned that creation of adequate portfolio could eventually allow investors in generating higher rate of return from investment, which could increase the level of profits from investmen t. The investments in Crystal World Ltd and P- REIT could be identified by MS B, as the price to book ratio of the investment was relatively higher than 1. This indicates that share price of the company is relatively overvalued and is expected to decline in near future. In addition, both price of the investment is near 52 weeks high, where it could be assumed that investment scope in the security has dried out. This could not allow the investors in improv their wealth, which in turn could hamper relevant profits from investment. Ho Rengarajan (2017) stated that investors mainly choose stock, which are undervalued by investors, as they increase investment capital and provide high returns from investment. The overall investment in JIT and F-REIT needs to be conducted by MS B, as it provides an investment opportunity, as the price to book ratio is relevantly undervalued. This indicates that share price of the company is undervalued and could increase in near future. In addition, the dividends provided by both the investment is relatively high, which could help in generating higher income from investment. The total dividend return that is provided from the investment is relatively at the levels of SGD 69,000. Moreover, JIT and F-REIT mainly has high level of inclination to provide relevant dividends, which could increase return from investment (Nanda Rhodes-Kropf, 2013). Lastly, the investment in Residential Condominium and Commercial Office can be conducted by MS B with the help of mortgage system. The use of mortgage could eventually help in utilising both the property investment, which might help in generating higher rate of return from investment (Reddy, Higgins Wakefield, 2014). The investment in real estate is mainly estimated to provide a return of 1.70% on yearly basis after paying all the mortgage payments. Therefore, Ms B with the help of above drafted portfolio could generate adequate return and tap into the trend of real estate, which is currently flourishing in Singapore. However, the return that is provided from the investment is relatively higher than the inflation rate, which could help in raising relevant value to of the portfolio. Conclusion: The overall portfolio depicted in the above assignment could mainly allow MS B to generate relevant returns from investment in Real-Estate of Singapore. The portfolio created for MS B could eventually help in identifying financial viability of the investment, which could in turn generate higher return from investment. The portfolio is mainly estimated to provide a return of 0.03%, which amount to SGD 33,000.03. The combination of REIT, shares and property could eventually help in generating the required level of return from investment. Ignoring stocks and REIT with higher Price to earnings ratio could eventually help in improving the sophistication level of the created portfolio in generating higher returns from investment. References Baum, A. E., Crosby, N. (2014).Property investment appraisal. John Wiley Sons. Deng, Y., Wu, J. (2014). Economic returns to residential green building investment: The developers' perspective.Regional Science and Urban Economics,47, 35-44. 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